C. Clear Picture of Current Finances. I’ll create an accurate, clear and current snapshot of where you stand now: both for you as an individual, and your married position too. You’ll get clarity and guidance about what you’ll need to prepare and decide during the divorce process. We’ll start wherever you are, and together we’ll walk side-by-side to face financial reality without fear then prepare for a brighter future.
A. Alternatives Scenario/Mapping – Next, I will look at different divorce options, scenarios and financial choices to support your divorce proceedings. This step is critical to ensure the divorce is fair and equitable for both spouses now when the divorce is final, as well as many years down the road in your next life. Looking beyond divorce day to consider how each person’s financial future plays out is critically important to protect your future assets and insure you have what you need to live comfortably and that the settlement remains fair to you in the long run. This is probably the most forgotten step among clients – we play “nice” and perhaps agree to give the spouse certain assets that appreciate in value much more over time than the assets we walk away with. (For example, you get the house and the ex keeps the retirement/investment account – then 10 years down the road, their assets may have increased significantly while your things have actually lost value).
R. Roadmap through divorces with the Resources you need to get there. Based on your needs, I’ll share and connect you with the right resources to support your needs throughout the divorce and beyond – following a personalized roadmap to get you to a better tomorrow. I will help align resources to create a dedicated team that will support your legal, emotional, spiritual, educational and any other area you may need. Then, we’ll create a roadmap for how, when, and to what level you’ll access your resources in a way that’s uplifting and comfortable to you.
E. Empower you through education and a strong action plan. I will give you the empowering tools needed to take hold and be successful in your next chapter. Together, we will launch your future with education, information, decision-making tools, guidance, and strength through support. I hope to be a knowledgeable and helpful resource in that’s in your financial corner…empowering you to a happy, successful, independent and secure financial life.
Understand. Plan. Grow.
As a Certified Divorce Financial Analyst (CDFA), I have helped hundreds of women navigate divorce, using the best financial analysis tools and software available, to quickly and easily model a variety of options for you. I simplify the financial complexities of the divorce process so you can make smarter choices for your future.
Understand where you stand financially. I help you understand the current financial picture for you as an individual, and your “marital pot” of funds. We’ll work together to compare your needs to the money and assets available. On your behalf, I’ll use my CDFA tools to conduct a cash-flow and lifestyle analysis, create a realistic budget, , and/or complete the information needed for your financial affidavit (a mandatory step for both parties in divorce). Together, we’ll look closely at your living expenses (for you and your children), cashflow and investments, to prepare divorce documentation or financial information that supports your legal case.
Plan for your Future. Here we’ll be able to look at and consider many different divorce settlement scenarios that make sense for you and your family). You’ll get the critical information you need to make decisions about your divorce agreement, so that your financial needs are planned and provided for such as:
· Maintaining a comfortable standard of living for you and your children
· Having adequate health care coverage and insurance to live life safely
· Adapting to income projection changes, tax consequences, or economic conditions
· Preparing for the future – college for the kids; retirement for you
· Reviewing income and investment needs to reach your goals
Grow towards a brighter, and financially independent future. As partner in this process, I can provide you with ongoing financial guidance and unbiased advice for all of your “new life” needs that can change over time. I help you navigate the difficult decisions during divorce and form your financial future for a better next chapter in your life. This helps to protect you financially – before, during and after divorce. I welcome the opportunity to be a source of strength for your journey…by your side as you weather the divorce storm then build a new financial life on the other side. .